Can You Lease a Car With Bad Credit? Bad Credit Car Leasing Guide for 2020 Leasing a car can be a good solution for you if you’re working to save money or you have limited income. Compared to buying a car outright, leasing lets you drive a new car for […]
Monthly Archives: May 2020
14 posts
What is the Highest Credit Score? Using the FICO scoring model, the highest credit score you can achieve is 850. FICO is an acronym for Fair Isaac Corporation, the company that developed the FICO credit scoring models. However, any score over 740 is generally considered to be really good. A […]
Credit Builder Loan – Do Credit Building Loans Really Build Credit? A credit builder loan is a unique type of loan where a bank or credit union holds the amount borrowed in an account while you make payments. This lets you build credit while the bank limits the risk that […]
IRA vs 401(k): What’s the Difference Between 401(k) and IRA? Individual Retirement Accounts (IRAs) and 401(k) plans are the two most common vehicles used to save for retirement. Is there any difference between an IRA vs 401(k)? Both offer tax benefits and have flexible contribution options. Both can provide retirement […]
NJM Insurance Review: Best Auto Insurance? NJM Insurance Guide 2020 New Jersey Manufacturers – NJM Insurance was available only to members of certain groups. NJM dropped those restrictions in 2018 and now offers auto, homeowners, renters and umbrella insurance to anyone in New Jersey or Pennsylvania. NJM sells policies directly to […]
ACH Transfer – Automated Clearing House Transfer Guide An Automated Clearing House – or ACH transfer is an electronic money transfer between banks. It allows money to be pulled from a bank account or to be pushed online to accounts at other banks. An ACH transfer is one of the […]