Guide

How Long Does It Take for a Check to Clear?  As more people adopt electronic banking and banking by phone, check use is becoming less frequent. But there are still people who are still compelled to use paper to conduct their banking transactions. So, how long does it take a […]

Can You Lease a Car With Bad Credit?  Bad Credit Car Leasing Guide for 2020 Leasing a car can be a good solution for you if you’re working to save money or you have limited income. Compared to buying a car outright, leasing lets you drive a new car for […]

What is the Highest Credit Score? Using the FICO scoring model, the highest credit score you can achieve is 850. FICO is an acronym for Fair Isaac Corporation, the company that developed the FICO credit scoring models. However, any score over 740 is generally considered to be really good.  A […]

Credit Builder Loan – Do Credit Building Loans Really Build Credit? A credit builder loan is a unique type of loan where a bank or credit union holds the amount borrowed in an account while you make payments.  This lets you build credit while the bank limits the risk that […]

IRA vs 401(k): What’s the Difference Between 401(k) and IRA? Individual Retirement Accounts (IRAs) and 401(k) plans are the two most common vehicles used to save for retirement. Is there any difference between an IRA vs 401(k)?  Both offer tax benefits and have flexible contribution options. Both can provide retirement […]